Membership
Be covered by Australia’s best bike riding insurance
In 2023, 15% of Bicycle Network Members reported having a crash and approximately 20% attended hospital.
Become a Bicycle Network Member and have peace of mind every time you ride, knowing we’ve got your back with our comprehensive riding insurance.
Our insurance provides our Members with benefits that private health insurance and other leading competitors don’t.
View the insurance comparison table below to learn more.
| Benefit | Bicycle Network | Private Health | Competitor |
| Non-Medicare Medical Costs |
85% of costs up to |
Yes | 85% of costs up to $7,500 • $75 excess |
| Loss of Earnings |
85% of income to max |
No | 85% of income to max $500 per week • 28 day excess • 52 week benefit |
| Replacement Bicycle Hire |
$500 |
No | No |
| Out of Pocket Expenses |
Up to $500 per week |
No | No |
| Home Help Expenses |
Up to $200 per week |
No | Up to $200 per week for 52 weeks |
| Chauffeur Plan |
$5,000 |
Travel expenses (only some policies) |
$25 per day (up to 12 weeks) |
| Permanent Injury |
Up to $100,000 |
No | Up to $100,000 |
| Third-party coverage |
$5m for bodily injury |
No | $20m for personal injury or property damage ($1,000 excess) |
| Accidental Death |
$50,000 |
No | $50,000 (over 18) or $10,000 (under 18) |
| Funeral Expenses Benefit |
$5,000 |
No | $10,000 |
| Rehabilitation Benefit |
$10,000 |
Yes | $20,000 |
| Counselling Benefit |
Up to $200 per week |
Yes | Up to $1000 per week (max of $10,000) |
| Modification Benefit |
$10,000 |
No | $10,000 |
| Overseas Medical & Repatriation Expenses |
$50,000 |
No | No |
*This is a summary of the cover provided and policy comparisons are a guide only. This information is not intended to provide a comprehensive overview of the cover available under the policies. For full details, please refer to the supporting Bicycle Network insurance policy documents for full terms, conditions, and limits, in addition to those from your individual health insurance provider or other insurance provider for an accurate comparison of benefits.
In FY2022/23 our insurance saved Members over $535K.
From just $133 a year, become a Member and get covered.
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As a not-for-profit organsiation, Bicycle Network Members also support our advocacy to improve bike riding conditions, build more facilities and create fairer legislation for people who ride bikes.
Other Member Benefits
Legal support
Partner discounts
Event and product discounts
Premium news and content
